| LDR |  | 00000nmm u2200205   4500 | 
| 001 |  | 000000332314 | 
| 005 |  | 20241127173806 | 
| 008 |  | 181129s2018    |||    |   | |      eng d | 
| 020 |    | 
    ▼a 9780438153073 | 
| 035 |    | 
    ▼a (MiAaPQ)AAI10752257 | 
| 035 |    | 
    ▼a (MiAaPQ)uiowa:15652 | 
| 040 |    | 
    ▼a MiAaPQ
    ▼c MiAaPQ
    ▼d 248032 | 
| 049 | 1  | 
    ▼f DP | 
| 082 | 0  | 
    ▼a 384 | 
| 100 | 1  | 
    ▼a Tuwei, David Kiplagat. | 
| 245 | 10 | 
    ▼a Communication Technology, Capabilities and Livelihoods: The Role of Mobile Money in Facilitating Financial Inclusion and Development in Rural Kenya. | 
| 260 |    | 
    ▼a [S.l.] :
    ▼b The University of Iowa.,
    ▼c 2018 | 
| 260 |  1 | 
    ▼a Ann Arbor :
    ▼b ProQuest Dissertations & Theses,
    ▼c 2018 | 
| 300 |    | 
    ▼a 195 p. | 
| 500 |    | 
    ▼a Source: Dissertation Abstracts International, Volume: 79-12(E), Section: A. | 
| 500 |    | 
    ▼a Adviser: Melissa Tully. | 
| 502 | 1  | 
    ▼a Thesis (Ph.D.)--The University of Iowa, 2018. | 
| 520 |    | 
    ▼a In urban and rural Kenya, mobile money, the use of the mobile telephone for banking has become a part of everyday life. People use mobile money to accomplish a variety of functions such as transfer money, save, and pay bills, among other uses. A | 
| 520 |    | 
    ▼a The findings from this research are based on a three-month period of fieldwork on M-Pesa use and facilitation in Chepkoilel, a rural community in western Kenya. Three questions guided this research: how has M-Pesa fit into people's existing fina | 
| 520 |    | 
    ▼a In this research, I found that M-Pesa users and M-Pesa agents utilized M-Pesa for their individual development. Notably, the M-Pesa agency business model had provided new opportunities for entrepreneurship to rural dwellers. Equally important, t | 
| 520 |    | 
    ▼a This study has also examined the intermediary work of M-Pesa agents in the mobile money ecosystem. As nodes linking Safaricom and its customers, M-Pesa agents were important actors in the system of exchange and value. Their domestication practic | 
| 520 |    | 
    ▼a I conclude that though M-Pesa was important for people's development, the low-income population faced digital divide challenges in their attempts to utilize M-Pesa for their development. For instance, the relative high cost of services led to no | 
| 590 |    | 
    ▼a School code: 0096. | 
| 650 |  4 | 
    ▼a Communication. | 
| 650 |  4 | 
    ▼a Journalism. | 
| 690 |    | 
    ▼a 0459 | 
| 690 |    | 
    ▼a 0391 | 
| 710 | 20 | 
    ▼a The University of Iowa.
    ▼b Mass Communications. | 
| 773 | 0  | 
    ▼t Dissertation Abstracts International
    ▼g 79-12A(E). | 
| 773 |    | 
    ▼t Dissertation Abstract International | 
| 790 |    | 
    ▼a 0096 | 
| 791 |    | 
    ▼a Ph.D. | 
| 792 |    | 
    ▼a 2018 | 
| 793 |    | 
    ▼a English | 
| 856 | 40 | 
    ▼u http://www.riss.kr/pdu/ddodLink.do?id=T14997222
    ▼n KERIS | 
| 980 |    | 
    ▼a 201812
    ▼f 2019 | 
| 990 |    | 
    ▼a 관리자
    ▼b 관리자 |