자료유형 | E-Book |
---|---|
개인저자 | Hoffman, Philip T., author. Postel-Vinay, Gilles, author. Rosenthal, Jean-Laurent, author. |
서명/저자사항 | Dark matter credit :the development of peer-to-peer lending and banking in France /Philip T. Hoffman, Gilles Postel-Vinay, Jean-Laurent Rosenthal.[electronic resource] |
발행사항 | Princeton, New Jersey : Princeton University Press, [2019] |
형태사항 | 1 online resource (303 pages). |
총서사항 | The Princeton economic history of the Western world |
소장본 주기 | Master record variable field(s) change: 072 |
ISBN | 9780691185057 0691185050 |
서지주기 | Includes bibliographical references and index. |
내용주기 | Frontmatter --Contents --Acknowledgments --Introduction --Chapter 1. 1740 and the Rules of the Game --Chapter 2. Spatial Variety versus Centralization: Change in Eighteenth- Century Credit Markets --Chapter 3. The Revolution: Collapse, Reform, and Modeling the Space of Debt --Chapter 4. Networks of Knowledge --Chapter 5. The Brief but Significant Life of an Institutional Innovation --Chapter 6. The Diffusion of Banks: Peer- to- Peer Credit Markets as Substitutes for Banks --Chapter 7. Banks and Notaries --Chapter 8. Prices Return --Chapter 9. Conclusion --Appendices --Notes --Bibliography --Index |
요약 | How a vast network of shadow credit financed European growth long before the advent of bankingPrevailing wisdom dictates that, without banks, countries would be mired in poverty. Yet somehow much of Europe managed to grow rich long before the diffusion of banks. Dark Matter Credit draws on centuries of cleverly collected loan data from France to reveal how credit abounded well before banks opened their doors. This incisive book shows how a vast system of shadow credit enabled nearly a third of French families to borrow in 1740, and by 1840 funded as much mortgage debt as the American banking system of the 1950s.Dark Matter Credit traces how this extensive private network outcompeted banks and thrived prior to World War I-not just in France but in Britain, Germany, and the United States-until killed off by government intervention after 1918. Overturning common assumptions about banks and economic growth, the book paints a revealing picture of an until-now hidden market of thousands of peer-to-peer loans made possible by a network of brokers who matched lenders with borrowers and certified the borrowers' creditworthiness.A major work of scholarship, Dark Matter Credit challenges widespread misperceptions about French economic history, such as the notion that banks proliferated slowly, and the idea that financial innovation was hobbled by French law. By documenting how intermediaries in the shadow credit market devised effective financial instruments, this compelling book provides new insights into how countries can develop and thrive today. |
일반주제명 | Banks and banking -- France. Loans -- France. Credit -- France. BUSINESS & ECONOMICS / Finance. Banks and banking. Credit. Loans. BUSINESS & ECONOMICS / Banks & Banking |
주제명(지명) | France. -- fast |
언어 | 영어 |
대출바로가기 | http://search.ebscohost.com/login.aspx?direct=true&scope=site&db=nlebk&db=nlabk&AN=1832189 |
인쇄
No. | 등록번호 | 청구기호 | 소장처 | 도서상태 | 반납예정일 | 예약 | 서비스 | 매체정보 |
---|---|---|---|---|---|---|---|---|
1 | WE00016171 | 332.10944 | 가야대학교/전자책서버(컴퓨터서버)/ | 대출가능 |